"Working with Kerstin was truly a turning point for me! As a U.S. expat, I had spent over a year struggling to navigate the complexities of the German pension system, which had been holding me back from important steps like applying for permanent residency. In just a few hours, Kerstin helped me make sense of it all and explained everything in a way that finally felt clear and manageable. She is calm and approachable which immediately puts me at ease. By the end of our sessions, it felt like a massive weight had been lifted off my shoulders. I’m incredibly grateful for her expertise and support, and feel like she went above and beyond to help me achieve my goals. I look forward to continuing to work with her on my future financial planning and pension needs!"

"Kerstin is a great support for expats and repats. Her excellent English and expertise in navigating German bureaucracy are invaluable. She goes beyond financial advice, offering guidance on various aspects of expatriate life. Before working with Kerstin, we had numerous uncertainties about German health insurance options. Throughout our collaboration, Kerstin provided us with all the answers and support we needed. Her guidance was instrumental in resolving our doubts and navigating the complexities of purchasing a property in German. Kerstin is approachable and trustworthy, making her the right partner for anyone facing the challenges of relocation. Highly recommended!"

"Kerstin, I’d like to thank you for the amazing collaboration and fantastic work you’ve done while helping me navigate the maze of the German pension and health insurance systems. Your expert knowledge and valuable insights supported me in understanding the complexities of how these systems interconnect with equivalents in the EU and the US. You are a top-notch professional with exceptional talent for simplifying even the most complex subjects. Even with challenging topics, you broke them down in a way that was easy to understand and follow. Thank you again for going above and beyond to assist me!"

"I recently collaborated with Kerstin, who specializes in providing financial guidance to expats in Germany. As a Canadian who moved to Munich in 2021, I wanted to understand the German pension system and explore the best investment options. Kerstin’s expertise was evident from the start. She patiently explained public and private pension schemes, their advantages and disadvantages, and provided valuable insights into investment strategies. Thanks to Kerstin, I now have a solid financial plan that empowers me to make decisions independently. Her ability to explain complex concepts clearly put me at ease, and her patient responses made our sessions a pleasure. For expats seeking tailored financial education in Germany, I wholeheartedly recommend Kerstin.“