Comprehensive Retirement Planning Package
Are you ready to plan a secure and comfortable retirement in Germany? This package will guide you step by step through the key aspects of the German pension system and help you create a personalized strategy that aligns with your financial goals, lifestyle, and retirement expectations.
Customer Experience
Navigating the Complexities of Deutsche Rentenversicherung
Ana, a PhD graduate who has lived in Germany for over 15 years, faced a common yet complex challenge: understanding how she could provide for her retirement.
Throughout her career, Ana worked at different positions and contributed to several German Pension Accounts. However, when she tried to figure out what she could expect from her various pension options, she hit a dead-end.
Ana realized that she needed a clear, detailed overview of her existing pension plans and how they would support her retirement.
She wanted to understand how the different types of pension accounts worked and whether they would be enough to live the retirement life she envisioned.
In our collaboration, I helped Ana gain a comprehensive understanding of the German Pension System. Together, we went through the different layers of her pension options and analyzed what she could realistically expect during retirement.
Ana also learned about her Money Mindset—how to build assets and how her saved money can work towards her future goals.
We didn’t stop there. Together, we created a personalized roadmap to guide Ana in reaching her short-, mid-, and long-term goals. Ana now knows the importance of setting regular appointments with herself to monitor her investments and adjust her strategy as her life and dreams evolve.
Today, Ana feels confident in her retirement plan and empowered to take the necessary steps to secure the future she desires.
– story of my client Ana
What’s included in the package?
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Full explanation of Germany’s 3-layer pension system
– 4.5 hours (incl. 1,5-hour video call)
✓ I’ll guide you through the key components of the system, helping you understand how it works and how it impacts your future.
- PLUS Understanding Your Existing Pension Plans
✓ Reviewing your existing pension plans, including Deutsche Rentenversicherung, Basisrente, Riesterrente, employer benefits, and private pensions. I’ll explain how each plan works, what to expect from them, and how they fit into the broader German pension system.
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Defining Your Retirement Income & Lifestyle
– 4.5 hours (incl. 1-hour video call)
✓ Together, we’ll define what you want your retirement income to look like. We’ll estimate your future expenses, consider your expected lifestyle, and discuss your investment options in Germany (from Money Mindset to different investment strategies).
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Finding the Right Investment Solutions
– 4.5 hours (incl. 2 x 30-minute video calls)
✓ I’ll support you in selecting the best investment solutions to meet your retirement goals. This includes providing wording for conversations with insurances, banks, and other financial partners to ensure you’re making the most informed decisions.
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Annual Check-Up & Updates
– 3 hours (incl. 3 x 30-minute video calls)
✓ Stay on track with your retirement plan! Once a year, we’ll review your progress and adjust the plan as needed, ensuring you remain on course for a financially secure future.
Your Investment: €2.499 (Incl. Tax, 16.5 Hours)
This comprehensive approach will help you understand the ins and outs of the German pension system, make informed decisions about your retirement savings, and ensure your investments align with your personal goals.
Ready to take control of your retirement planning?
Your Kerstin Brunner
Finance Ambassador
- Start securing your future today!
- Get trustworthy, individualized, professional support.
- Book your first 30-minute session for free!