About me
On a Mission for Your Financial Independence.
Everyone deserves to live a self-determined, independent life.
You should have peace of mind, knowing that your financial needs and personal wishes are fully taken care of. Both now and for the future.
Achieving this requires a plan tailored to your unique circumstances and goals.
That’s why I’m here.
- I guide and support you in creating that plan — saving you time and effort.
- My consulting approach is built on trust and collaboration as equals.
- I create a space where you feel comfortable opening up about your concerns and aspirations.
- Together, we develop a strategy that empowers you to make informed decisions—freeing you from stress and uncertainty.
My Path Built on Supporting Others
For many years, I worked in IT, developing and marketing innovative products. But I often found myself asking, What does anybody personally gain from this?
While creating technology was exciting, I realized I wanted to offer something more tangible—something that directly improved people’s lives.
This desire to provide real value led me to a new career in financial planning. I knew that finance and insurance had a reputation for being complex and impersonal.
I saw how people often felt lost and frustrated, unsure about how to navigate their options. And I wanted to change that by becoming a trusted guide. Helping my clients achieve clarity, save time, and feel peace of mind knowing they’re on the right track.
A Personal Lesson That Shaped My Approach
Years ago, I had an experience that made this mission deeply personal. Like many people, I signed up for a financial product I didn’t fully understand—a German “Wohn-Riester” pension plan. At the time, I was self-employed, but unaware that I wasn’t eligible for the government subsidies tied to the plan.
For years, I received statements that didn’t make sense. I kept asking myself, “Why aren’t the numbers adding up?” Eventually, I learned the truth. The plan wasn’t designed for someone in my situation. I had been paying for a product that worked for the bank—not for me. I cancelled it immediately.
That experience shaped my entire philosophy. Financial planning is crucial, but it must fit your specific life situation. Today, I use my expertise to help clients avoid similar pitfalls and gain full control over their financial decisions.
How We’ll Work Together
I understand how overwhelming financial matters can feel – whether you’re planning for retirement, investing, or purchasing property.
My goal is to simplify these complex topics and help you make confident decisions.
Here’s what you can expect when we work together:
- Independent, unbiased advice: I don’t sell products. My advice is focused entirely on your needs and goals.
- Personalized attention: In our meetings, you’ll have my full focus. I take the time to understand your situation.
- A clear roadmap: We’ll create a plan tailored to your life, with actionable steps that deliver both quick wins and long-term success.
- Proven expertise: With over six years of experience guiding expats, I combine technical knowledge with empathy to ensure your success.
Are You Ready to Take Control of Your Financial Future?
- Get trustworthy, individualized, professional support.
- Fast-track your goals for retirement plans, investments, or property.
- Book your first 30-minute session for free!
Your Kerstin Brunner
Finance Ambassador
One of the most appreciative sentences once a grateful client said to me:
„Finances are like going to the dentist,
except with Mrs. Brunner!“
